If that’s the case and your income is less than $11,880, you may not be able to enroll in Medicaid or be able to get a tax credit. Unfortunately, not all states are expanding Medicaid. Medicaid will cost you less than a plan on the Marketplace. If you make less than about $16,400 if you are single, or less than about $33,500 as a family of four, you may be eligible for Medicaid. Make about $11,880 to $47,520 a year if you are single or $24,300 to $97,200 a year if you are in a family of four To be eligible, you must:īuy your coverage through your state's new health insurance Marketplace, also called an Exchange You may be able to get tax credits to lower your premiums and other costs of health insurance. I buy my own insurance and have trouble paying for it. If the plan only covers your parent - or a parent and spouse - expect the monthly insurance cost to go up when you join. Keep in mind that going on your parents' insurance won't be free. You may have to wait for the open enrollment period (generally November to January). You're eligible even if you live away from home or you're married. If it does, then the insurance plan has to accept you until you're 26. To get started, contact your parents' insurance company to make sure it offers coverage for dependents. I'm a 23-year-old college grad, and I'd like to get back on my parents' health coverage until I find a job with benefits. Here are some common questions people have about finding low-cost health insurance. If you're having trouble finding health insurance you can afford, you'll find more options now because of the Affordable Care Act.
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